Best Payment Methods at US Online Casinos

Payment Methods for US online casinos

One of the most important things to look out for when playing in US online casinos are payment methods. The more payment methods an operator offers, the better it is for them and us. By now, most of us have a payment method we like to use for online transactions. If a casino already supports it, that is one less barrier to entry.

That said, not all of us have picked out a payment method. Alternatively, you may be getting tired of your current one and want to make a switch. No matter what brought you here, HyperCasinos is here to help! Today, we will go over the best payment methods for US-facing online casinos. Before we can take our pick, we need to understand what makes a payment method good.

how to choose a payment method

First, any payment method you pick has to be secure. After all, online transactions are not like real-world ones. A security breach on the internet exposes you to the whole world! As such, security is the number one category you need to consider when choosing a payment method. What kind of encryption do they use? Do they have a proven record of keeping payment and personal information safe from hacking? All questions worth keeping in mind.

Second, to security is convenience. Everyone wants to keep their money safe, but nobody wants a call from their bank for every little transaction. That is why the best payment methods have found ways of keeping you secure and relatively hassle-free. PIN codes and passwords play an important part, with two-factor authentication also being an option.

Finally, the payment method needs to be widespread among US online casinos. No matter how great a payment service is, it does not matter if nobody uses it.

With all these things in mind, what would we pick as the best payment methods for players in the United States? You can find our list complied below, as well as an explanation why we felt each payment method was mentioned. We start with a payment method that meets all three of our previously mentioned criteria.

Credit & Debit cards

Credit and debit cards are widespread in the US. They are issued to you when you sign up to a bank and serve as a convenient way to pay. Despite that convenience, debit and credit cards do not skimp out on security. This makes them ideal candidates to facilitate gaming in online casinos. Something many operators and casino members have taken advantage of.

Deposits and withdrawals using this payment method are reliable for American players. Most US-facing online casinos will accept credit & debit cards made by Visa, MasterCard, or American Express.

Deposits made by Visa and MasterCard cards are usually not an issue. American Express can be a bit more finicky, owing to the strict gambling laws in the United States. While this payment method is quick and convenient to use, withdrawals via debit or credit card have limited support. Some operators will allow you to withdraw to your card if you used it to make a deposit. Others will disable that option outright.


E-wallets emerged as an answer for people who ran into issues with their banks making deposits to online casinos. They have achieved widespread popularity since then and are present in a large number of US online casinos. There are countless e-wallets, and we could write articles about each one separately. In the interest of keeping things simple, we will only cover the most popular e-wallets.

The primary appeal of e-wallets is the fact they allow for lightning-fast transactions. Once an online casino clears your payment, it will appear almost instantly in the e-wallet you are using. Popular e-wallets in online casinos include PayPal, Neteller, and Skrill. All three payment methods often have small fees associated with transactions, though some operators waive these costs.

Neteller and Skrill can definitely be found on more websites. However, some online casinos will not allow you to claim any promotions with these e-wallets. PayPal does not run into these problems but tends to be rarer to find as a supported payment option.


Quite a few online casinos have started turning towards cryptocurrencies as a way of attracting players. Cryptocurrencies do not have a central bank backing them. Their value is set between the people who use them. The most popular one is Bitcoin, though other digital coins like Litecoin, Ethereum, and Monero are gaining steam, too.

While cryptocurrencies are not for everyone, they do offer quite a few benefits for players who are willing to tackle them. Similar to e-wallets, transactions are as instant as possible. Crypto transactions are very secure, owing to the way they have been designed. However, cryptocurrencies do have one problem: transactions cannot be reversed. If you make a mistake and send crypto to the wrong person, you cannot get it back.

With the growing popularity and casino support, cryptocurrencies definitely have a bright future in this space. However, if you are risk-averse, you may not want to put your money into unstable digital currency. We have made you a list of the best Bitcoin casinos for USA players and a list of the best Litecoin casinos, so if you like to play with cryptocurrencies, be sure to check these out.

Bank transfers and checks

Sometimes, the best answer is a tried and tested one. For some operators, none of the payment methods we mentioned above can be used to withdraw funds. Instead, such operators only allow US players to withdraw funds via bank transfer or check.

Neither of these options is amazing. Bank transfers take long and usually have larger fees compared to other payment methods. Checks do not have high fees, but you have to wait for a physical check to arrive at your address. Because of that, the minimum withdrawal for checks is usually very high. We would only use these payment methods if no other option is available.

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